Company /
Management
Bill Rayburn
Chief Executive Officer, Chairman of the Board, FNC Co-Founder
Bill Rayburn has served as FNC’s CEO since the company began. A finance expert and visionary, Bill intimately understands how collateral underpins the mortgage industry and has a special talent for imparting that knowledge to others. Bill often speaks or sits on panels at major industry conferences and led a consulting firm specializing in seminars for bank regulatory agencies, financial institutions, and appraisal firms before founding FNC.
At FNC, he is responsible for steering the company’s mission and vision through the Age of Collateral.
A former business professor at the University of Mississippi, Bill earned his Ph.D. in business finance, Chartered Financial Analyst designation, and Appraisal Institute MAI and SRA designations.
Along with FNC co-founder Dennis Tosh, Bill quite literally wrote the book on collateral – actually, a few of them – including Sheshunoff’s
Bankers Guide to Real Estate Appraisal Compliance and
Uniform Standards of Professional Appraisal Practice:
Applying the Standards.
C. Jeffery (Jeff) Triplette
President and Chief Operating Officer
Jeff joined FNC in January 2007 as its new president and chief operating officer after an outstanding career at global Fortune 500 company Duke Energy. He manages the day-to-day operations of FNC and establishes the processes and structure that are transitioning FNC from energetic growth company to established industry leader.
At Duke Energy, Jeff was vice president of risk management and in his last seven years grew Duke’s captive insurance company operations assets from $63 million to more than $475 million, and annual premium levels from $20 million to more than $100 million.
Jeff, a graduate of Wake Forest University, is also an NFL referee and a retired colonel with the Army Reserve and North Carolina National Guard who earned a Bronze Star in the Persian Gulf War.
Robert Dorsey
Executive Vice President of Data and Analytics, FNC Co-Founder
Robert Dorsey’s responsibilities include providing customer service, supervising FNC software implementations, trouble-shooting for clients, and planning for the future of FNC and mortgage lending by developing new data and analytic product concepts.
Bob has worked as a research physicist, a research engineer, and a corporate risk manager. Before founding FNC, he taught in the Business School at the University of Mississippi, where he co-founded a consulting firm that provided artificial intelligence to business problems. Unlike many in the business world, Bob also spent time as a chief mine ventilation engineer for the world’s largest underground mine.
Bob earned his Ph.D. in economics from the University of Arizona.
Dennis Tosh
Chief Administrative Officer, FNC Co-Founder
As Chief Administrative Officer, Dennis Tosh manages accounting, human resources programs, investor relations, and charitable giving.
Dennis co-founded FNC while still a professor at the University of Mississippi’s School of Business, where he also co-founded a consulting firm and co-authored a series of real estate industry books and articles, including the
Bankers Guide to Real Estate Appraisal Compliance and
Uniform Standards of Professional Appraisal Practice, both considered industry standards.
A licensed appraiser, Dr. Tosh served as a trustee of the Appraisal Foundation from 1987 to 1992. He earned his doctorate in real estate from Georgia State University.
John Johnson
Technical Scholar, FNC Co-Founder
John Johnson directs research and development for current FNC projects and analyzes techniques and technology for future products. He has been instrumental in developing technology for the first financial industry data exchange standard, creating a program that allows for secure communication of real estate property and valuation data.
He also worked to develop Open Appraisal Document Interface (OADI), a program that translates documents to and from XML. He was a co-founder of a consulting firm that created artificial intelligence solutions to resolve business problems.
John earned his Ph.D. from Texas A&M University in 1987.
Duncan Chen
Chief Technology Officer
Duncan Chen has been with FNC since he was still a doctoral student at the University of Mississippi. He focuses on designing large corporation information systems, business-to-business data exchanges and Internet applications and was instrumental in creating, designing, and building FNC’s first Collateral Management System.
Before coming to the United States, Duncan worked in Taiwan as the Management Information Systems manager of BoardTek Electric Corporation, one of the world’s leading PC board manufacturing companies, and also as taught system analyses and design. He is a certified systems analyst.
In 1997, Duncan received his Ph.D. in MIS from the University of Mississippi.
Neil Olson
Chief Legal Officer
The former president and CEO of the California Market Data Cooperative, Neil Olson joined the company in 2000 when FNC acquired CMDC. Neil provides legal support to FNC and its employees.
Prior to CMDC, Neil served as a senior officer at two southern California banks and practiced real estate and financial institution litigation law with a firm in Los Angeles.
Neil earned his Juris Doctor degree from Southwestern University School of Law. He is also a graduate of Pomona College in Claremont, California.
Jimmy Ball
Chief Information Officer
Jimmy Ball helps FNC’s clients and provides production support to employees, and also coordinates the development of XML forms to work with the software and database services provided by FNC.
Jimmy earned his bachelor’s degree in math at Mississippi State University in 1989 and received his M.A. in economics from the University of Mississippi in 1996.
Wylie Richards
Chief Financial Officer
As the Chief Financial Officer, Wylie supervises all of FNC’s financial activity. He manages the financing and accounting systems while creating and maintaining investor relationships.
Wylie served as an audit partner with Touche Ross and Co. and later with Deloitte and Touche. He was also a managing partner with Richard Sims and Iupe, PLLC. Wylie is a licensed and certified public accountant and is a member of American Institute of Certified Public Accountants and the Mississippi Society of Certified Public Accountants.
He earned his B.B.A. in accounting from the University of Mississippi.
Kathy Coon
Chief Appraiser
As the chief appraiser and director of Appraisal Quality Control at FNC, Kathy consults lenders in the detection of faulty or fraudulent appraisals. Kathy has served the Appraisal Institute on its board of directors and executive committee as chair of education and was twice elected chair of the Residential Appraisal Board. She is a national instructor for seminars such as Residential Appraisal Review, FHA and the Appraisal Process, and the Appraisers’ Guide to the New Fannie Mae Forms. Kathy is also a member of the Mortgage Banker Association’s Fraud and Ethics subcommittee. She helped create rules included in FNC’s Generally Accepted Appraisal Rules®, which provide an automated review of appraisals for both compliance and risk issues. Kathy assisted the FBI in one of the largest flipping scams in the country, and has served as an expert witness for mortgage lenders in mortgage fraud cases. She has 25 years of appraisal experience.
